Terms of Use

  1. ACCEPTANCE OF TERMS
    1. Your use of www.pinnaclewealth.sg (”the Website”) is subject to these Terms and Conditions. You will refrain from using this Website for any purpose that is illegal or prohibited by these Terms and Conditions. By using the website you fully accept the terms, conditions and disclaimers contained in this notice. If you do not accept these Terms of Use, you must stop using the website at once.
    2. Pinnacle Wealth Advisory (“PWA”) owns and operates this website. PWA comprises its owners, agents, employees and directors.
    3. These Terms of Use may be updated at any time without notice. Should you continue to use the website after any changes are made, you shall be deemed to have accepted the changes. It is therefore your responsibility to check the Terms of Use regularly for any changes.
  2. ADVICE
    1. The contents of the website do not constitute advice and should not be construed as such or relied upon in making or refraining from making, any decision.
  3. CHANGES TO THE WEBSITE
    1. PWA reserves the right to, at any time:
      1. change or remove (temporarily or permanently) the website or any part of it without notice. You confirm that PWA shall not be liable to you for any such change or removal; and
      1. change these Terms of Use, and your continued use of the website after such changes shall be deemed to be your accepting them.
  4. ACCEPTABLE USE
    1. In using the website or its services you agree not to:
      1. use any information or material in any manner that infringes any copyright, trademark, patent or other proprietary right of any party;
      1. impersonate any person or entity;
      1. violate any applicable laws or regulations;
      1. use the website and/or its services in any manner that could damage, disable, overburden or impair the website and/or its services or interfere with any other party’s use and enjoyment of the website and/or its services; and
      1. attempt to gain unauthorised access to any of the services, other accounts, computer systems or networks connected to the website and/or its services through hacking or any other means.
  5. TERMINATION
    1. PWA reserves the right to terminate your access to any or all of the services at any time, without notice, for any reason, including without limitation, breach of these Terms of Use. PWA may also at any time, at its sole discretion, discontinue the website and/or its services or any part thereof without prior notice and you agree that PWA shall not be liable to you or any third party for any termination of your access to the website and/or its services.
  6. LINKS TO THIRD PARTY WEBSITES
    1. The website includes links to third party websites that are controlled and maintained by others. Such links do not mean PWA endorses these websites, and you acknowledge and agree that PWA is not responsible for their content.
  7. LINKING TO THE WEBSITE
    1. You are hereby granted a non-exclusive, limited and revocable license to link to the public pages of this website. PWA reserves the right to revoke this license generally or your specific links at any time. If the license is revoked, you agree to immediately remove any and all of your links to this site.
    2. Furthermore,
      1. you agree not to present any link to the website in any way that it appears to be advertising or endorsing any organisation, product or service (other than PWA’s own) without express written permission of PWA;
      2. you agree not to link to the website from a site which contains content which could be reasonably considered obscene, defamatory, harassing, offensive, distasteful or malicious or is unlawful;
      3. you agree not to use any link to damage the interests of PWA;
      4. you agree not to distort any image, logo or trademark;
      5. ‘Framing’ the site or its content is expressly forbidden. You may not copy any portion of the site to your server;
      6. you agree not to misrepresent your relationship with PWA or its business;
      7. you agree not to link from any website you do not own; and
      8. you agree not to link from any website which could be considered a competitor of PWA without express permission.
    3. You specifically agree to cooperate fully with PWA to remove or de-activate any such activities and to be liable for all damages which occur as a result of you breaking these conditions.
  8. INTELLECTUAL PROPERTY
    1. Product names, images, logos, brands, software and other trademarks featured or referred to within the website are the property of PWA or its licensors.
    2. All copyright, trademarks and all other intellectual property rights in the website and its content (including without limitation the website design, text, graphics and all software and source codes connected with the website and services) are owned by or licensed to PWA or otherwise used by PWA as permitted by law.
    3. All software used on this site is the property of PWA or its software suppliers and/or affiliates and is protected by Singapore and international copyright laws.
    4. All contents on this website are copyrighted by PWA unless otherwise noted.
    5. In accessing the website you agree that you will access the contents solely for your personal, non-commercial use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the copyright holder. This excludes the downloading, copying and/or printing of pages of the Website for personal, non-commercial home use only.
  9. INDEMNITY
    1. You agree to indemnify and hold PWA and its employees and agents harmless from and against any breach by you of these Terms of Use and any claim or demand brought against PWA and/or the website by any third party arising out of your use of the website or its services and/or any content submitted, posted or transmitted through the services, including without limitation, all claims, actions, proceedings, losses, liabilities, damages, costs, expenses (including reasonable legal costs and expenses) howsoever suffered or incurred by PWA in consequence of your breach of these Terms of Use or other liabilities arising out of your use of this website.
  10. SEVERABILITY
    1. If any of these Terms of Use are determined to be invalid, illegal or unenforceable for any reason by any court of competent jurisdiction then such Term of Use shall be severed from the remaining Terms of Use, which shall retain their full force and continue to be binding and enforceable.
  11. GOVERNING LAW
    1. These Terms of Use shall be governed by and construed in accordance with the law of Singapore and you hereby submit to the exclusive jurisdiction of the Singaporean courts.